Apply for this job now

Capital Markets Agency Small Loan Originator

Location
Phoenix, Arizona
Job Type
Permanent
Posted
2 Sep 2022
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Capital Markets Agency Small Loan Originator works within the Real Estate Capital Markets Project Finance Group (RECMPF) to originate Small Balance Loan (SBL) Multifamily/Agency Multifamily loans, in broad geographic areas, across numerous property types using the programs of Fannie Mae, Freddie Mac and FHA/HUD.

The RECMPF Group is housed within the Capital Markets Group of Regions Bank and provides client-specific off-balance sheet financing solutions through its various Agency Products Fannie Mae, Freddie Mac, HUD; and its Commercial Mortgage-Backed Securities (CMBS) Platform.

Primary Responsibilities
  • Works closely with senior origination team to develop and implement a marketing strategy focused on small balance loans ($7.5MM and less)
  • Achieves origination goals based upon budgeted volume targets
  • Demonstrates knowledge of all Agency Products by discussing Regions Banks Agency and financing products and capabilities when working with existing clients and bankers and identifying prospective customers
  • Prioritizes prospects and allocates time and resources to leverage sustainable business relationships that provide diversified, high-quality loan production opportunities
  • Maintains updated knowledge of market, including prospective clients, competitive landscape and economic trends; provides regular regional and industry market intelligence reporting to ensure a strong competitive position regionally and nationally
  • Works collaboratively with assigned Analysts and/or Deal Managers who are tasked with loan sizing functions, loan process management and transaction or program-related communications
  • Collaborates and interacts with underwriting, legal, and securitization professionals
  • Synthesizes information, identifies risks, and determines suitability of loan opportunities
  • Evaluates loan requests utilizing proprietary models and industry analytics
  • Interacts with Agency professionals
  • Cross-sells other bank products and services and receive referrals
  • Manages vendor relationships and expectations
  • Manages and reports on loan pipeline
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements
  • Bachelor's degree in accounting, finance or related field
  • Six (6) years of experience with an institutional real estate lender with responsibility for commercial real estate origination and transaction management
  • Demonstrated origination track record
Preferences
  • Master of Business Administration
Skills and Competencies
  • Ability to analyze real estate markets and sub-markets and the positioning of the subject property within them
  • Ability to offer concise analysis of relationships, identifying key risks
  • Ability to work collaboratively with multiple stakeholders
  • Dedication to providing excellent service to clients
  • Demonstrated strong analytical and problem-solving skills
  • Extensive knowledge of fundamental real estate cash flow and valuation analysis for office, industrial, retail, self-storage, manufactured housing communities, hotel and multifamily sectors
  • Highly organized, diligent and detail oriented
  • Proficient in Microsoft Office Products
  • Strong project management skills
  • Strong verbal and written communication skills
  • Well organized, detail-oriented, and ability to multi-task
This position may be filled at a higher level depending on qualifications and experience

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the national range and level of the position.

Job Range Target:

Minimum:

$92,205.00 USD

Median:

$176,420.00 USD

Incentive Pay Plans:

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
  • Paid Vacation/Sick Time
  • 401K with Company Match
  • Medical, Dental and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits, please click or copy the link below to your browser.

Location Details

Sabal Irvine

Location:

Irvine, California

Bring Your Whole Self to Work

We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Apply for this job now

Details

  • Job Reference: 702619866-2
  • Date Posted: 2 September 2022
  • Recruiter: REGIONS BANK
  • Location: Phoenix, Arizona
  • Salary: On Application
  • Sector: Banking & Financial Services
  • Job Type: Permanent